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Closed for Martin Luther King Jr's Day

Monday, January 19th

Closed for President's Day

Monday, February 16th

Closed for Memorial Day

Monday, May 25th

Loan Rates

Loan Rates

(Revised 10/30/2014) 

Call your credit union or apply online

TYPE TERMS AND
CONDITIONS
ANNUAL
PERCENTAGE
RATE
*
Approximate Monthly Payment
(per $1,000)
BASED ON DISCOUNTED RATE
New and Used Vehicles
60 Months
72 Months
2.00% to 9.75%
3.00% to 10.75%
$17.53
$15.20
Recreational Vehicles,
Boats, Travel Trailers,
Motorcycles
To 84 Months 4.65% to 12.40% $13.97 (84 Months)
Home Equity
Loans
To 30 years based on certain terms and conditions.

 

Please call for a rate quote. Rates change daily


Unimproved Property 60% Appraised Value
To 180 Months
6.00% to 13.75% $8.44 (180 Months)
Share Secured
CD Secured
To 36 Months
Share Rate + 0.50%
CD Rate + 0.50%
Varies according to
term and rate
Personal and Line of Credit Loans To 60 Months Up to $20,000 9.50% to 18.00% Varies according to term and rate
Line of Credit Loans

Overdraft Protection Loans
Up to $10,000

up to $500

10.25%

18.00%

3% of Balance

Fixed payment of $25

MasterCard
MasterCard Gold
$500 to $5,000
$5,000 to $20,000
13.90%
9.90%
Based on 3% of the card balance

* Your rate may vary from the above rates and will be determined by your credit history and credit union services utilized.  Payments calculated on $1,000 with 45 days before 1st payment without credit life or credit disability insurance.


THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.

Address: 4800 Grover Avenue, Austin, TX 78756 | Phone: (512) 454-4636 or (800) 545-1771 | Lobby/Phone Hours: (M-F) 9am - 4pm | Drive-Thru Hours: (M-F) 7:30am - 5:30pm, (Sat) 9am - Noon