Online Banking
Submit
Submit

Closed for Independence Day

Friday - July 4th

Closed for Labor Day

Monday, September 1st

Closed for Columbus Day

Monday, October 13th

Apply for a MasterCard or Gold MasterCard

You must read this form and check the box to indicate you understand before you may proceed.

ANNUAL PERCENTAGE RATE FOR PURCHASES

13.90% MasterCard
9.90% Gold MasterCard

OTHER APRs

MasterCard
Balance Transfer APR: 13.90%
Cash Advance APR: 13.90%

Gold MasterCard
Balance Transfer APR: 9.90%
Cash Advance APR: 9.90%

GRACE PERIOD FOR REPAYMENT OF BALANCE FOR PURCHASES

If you have paid your account in full by the date shown on the previous monthly statement, or there is no previous balance, you have 25 days to repay your account balance before a finance charge on current purchases will be imposed.

METHOD OF COMPUTING THE BALANCE FOR PURCHASES

Average Daily Balance (including new purchases)

ANNUAL FEE

None

MINIMUM FINANCE CHARGE

None

LATE PAYMENT FEE

If you do not pay your minimum payment within 10 days following your payment due date, you may be charged a late fee equal to 5% of the payment with a $1.00 minimum charge and a $5.00 maximum charge.

OVER CREDIT LIMIT FEE

If you make a purchase or obtain a cash advance which causes the outstanding balance in your account to exceed your credit limit by 10%, you may be charged an over-limit fee of $5.00.

The information about the costs of the card described in this Applicationand Agreement is accurate as of 7-1-03.
This information may have changed after that date. To find out what may have changed, write to us at PO Box 4003, Austin, TX 78765.

Yes, I have read and understand the above loan information.

Address: 4800 Grover Avenue, Austin, TX 78756 | Phone: (512) 454-4636 or (800) 545-1771 | Lobby/Phone Hours: (M-F) 9am - 4pm | Drive-Thru Hours: (M-F) 7:30am - 5:30pm, (Sat) 9am - Noon