Apply for a MasterCard or Gold MasterCard

You must read this form and check the box to indicate you understand before you may proceed.

ANNUAL PERCENTAGE RATE FOR PURCHASES	13.90% MasterCard 9.90% Gold MasterCard
OTHER APRs	MasterCard Balance Transfer APR: 13.90% Cash Advance APR: 13.90% Gold MasterCard Balance Transfer APR: 9.90% Cash Advance APR: 9.90%
GRACE PERIOD FOR REPAYMENT OF BALANCE FOR PURCHASES	If you have paid your account in full by the date shown on the previous monthly statement, or there is no previous balance, you have 25 days to repay your account balance before a finance charge on current purchases will be imposed.
METHOD OF COMPUTING THE BALANCE FOR PURCHASES	Average Daily Balance (including new purchases)
ANNUAL FEE	None
MINIMUM FINANCE CHARGE	None
LATE PAYMENT FEE	If you do not pay your minimum payment within 10 days following your payment due date, you may be charged a late fee equal to 5% of the payment with a $1.00 minimum charge and a $5.00 maximum charge.
OVER CREDIT LIMIT FEE	If you make a purchase or obtain a cash advance which causes the outstanding balance in your account to exceed your credit limit by 10%, you may be charged an over-limit fee of $5.00.
The information about the costs of the card described in this Applicationand Agreement is accurate as of 7-1-03. This information may have changed after that date. To find out what may have changed, write to us at PO Box 4003, Austin, TX 78765.

Address: 4800 Grover Avenue, Austin, TX 78756 | Phone: (512) 454-4636 or (800) 545-1771 | Lobby/Phone Hours: (M-F) 9am - 4pm | Drive-Thru Hours: (M-F) 7:30am - 5:30pm, (Sat) 9am - Noon