Savings Rates
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Member Investments and Savings Information |
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| Certificates (CDs) A penalty may be imposed for early withdrawal. |
Term 3 Months 6 Months 12 Months 18 Months 24 Months 30 Months |
Minimum $1,000 $1,000 $1,000 $1,000 $1,000 $1,000 |
Rate 0.35 % 0.50 % 0.65 % 0.80 % 1.05 % 1.40 % |
APY 0.35 % 0.51 % 0.66 % 0.81 % 1.06 % 1.41 % |
Call for quotes on amounts over $50,000 |
| IRA Certificates A penalty may be imposed for early withdrawal. |
Term 6 Months 12 Months 18 Months 24 Months 30 Months |
Minimum $1,000 $1,000 $1,000 $1,000 $1,000 |
Rate 0.50 % 0.65 % 0.80 % 1.05 % 1.40 % |
APY 0.51 % 0.66 % 0.81 % 1.06 % 1.41 % |
Call for quotes on amounts over $50,000 |
| IRA Savings | Minimum $100 |
Rate 0.50 % |
APY 0.51 % |
Rate Period October 1st to December 31st | |
| Money Market $2,500 minimum balance required to open |
Range $0-$2,499.99 $2,500 and Over |
Rate 0.05 % 0.50 % |
APY 0.06 % 0.51 % |
Rate Period October 1st to October 31st |
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| Christmas Club | Minimum $25 |
Rate 0.25 % |
APY 0.26 % |
Rate Period October 1st to December 31st | |
| Checking Accounts $25 minimum balance required to open |
Range $1,000 and Over |
Rate 0.10 % |
APY 0.11 % |
Rate Period October 1st to December 31st | |
| Savings Accounts (Shares) $25 minimum balance required to open |
Range $100-$4,999.99 $5,000-$9,999.99 $10,000 and Over |
Rate 0.20 % 0.30 % 0.40 % |
APY 0.21 %0.31 % 0.41 % |
Rate Period October 1st to December 31st Paid January 1, 2013 |
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| U.S. Treasury Information |
Range 3 Month T-Bill 6 Month T-Bill Prime Rate |
Rate 0.085 %0.135 % 3.25 % |
Date of Last Change: T-Bill October 1, 2012 Prime December 16, 2008 |
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| APY is Annual Percentage Yield. All rates shown, except CDs, are paid on an average daily balance. The interest rate and annual percentage yield may change for your account as determined by the credit union board of directors. Earnings may be reduced by fees or other conditions. Ask an employee for information on applicable fees and terms for each account. | |||||
THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.
