Online Banking
Submit
Submit

Closed for Christmas

Wednesday, Dec. 24th Close at 2:00

Thur-Fri, December 25th-26th

Closed for New Year's Day

Wednesday, Dec. 31st Close at 2:00

Friday, January 1st

Closed for Martin Luther King Jr's Day

Monday, January 19th

Savings Rates

Member Investments and Savings Information
(Revised 10/1/2014)

Certificates (CDs)
A penalty may be imposed for early withdrawal.
Term
3 Months
6 Months
12 Months
18 Months
24 Months
30 Months
Minimum
$1,000
$1,000
$1,000
$1,000
$1,000
$1,000
Rate
0.35 %
0.45 %
0.60 %
0.75 %
0.85 %
1.20 %
APY
0.35 %
0.46 %
0.61 %
0.76 %
0.86 %
1.21 %
Call for quotes on amounts over $50,000
IRA Certificates
A penalty may be imposed for early withdrawal.
Term
6 Months
12 Months
18 Months
24 Months
30 Months
Minimum
$1,000
$1,000
$1,000
$1,000
$1,000

Rate
0.45 %
0.60 %
0.75 %
0.85 %
1.20 %
APY
0.46 %
0.61 %
0.76 %
0.86 %
1.21 %
Call for quotes on amounts over $50,000
IRA Savings   Minimum
$100
Rate
0.45 %
APY
0.46 %
Rate Period October 1st to December 31st
Money Market
$2,500 minimum balance required to open
  Range
$0-$2,499.99
$2,500 and Over
Rate
0.05 %
0.45 %
APY
0.06 %
0.46 %
Rate Period
October 1st to October 31st
Christmas Club   Minimum
$25
Rate
0.25 %
APY
0.26 %
Rate Period October 1st to December 31st
Checking Accounts
$25 minimum balance required to open
  Range
$1,000 and Over
Rate
0.10 %
APY
0.11 %
Rate Period October 1st to December 31st
Savings Accounts
(Shares)
$25 minimum balance required to open
  Range
$100-$4,999.99
$5,000-$9,999.99
$10,000 and Over
Rate
0.20 %
0.25 %
0.35 %
APY
0.21 %0.26 %
0.36 %
Rate Period October 1st to December 31st

Paid January 1, 2015
U.S. Treasury Information
  Range
3 Month T-Bill
6 Month T-Bill
Prime Rate
Rate
0.020 %0.055 %
3.25 %
  Date of Last Change:
T-Bill Oct. 27, 2014
Prime December 16, 2008
APY is Annual Percentage Yield. All rates shown, except CDs, are paid on an average daily balance. The interest rate and annual percentage yield may change for your account as determined by the credit union board of directors. Earnings may be reduced by fees or other conditions. Ask an employee for information on applicable fees and terms for each account.

THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government. Each qualifying account is also provided with an additional $250,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.

Address: 4800 Grover Avenue, Austin, TX 78756 | Phone: (512) 454-4636 or (800) 545-1771 | Lobby/Phone Hours: (M-F) 9am - 4pm | Drive-Thru Hours: (M-F) 7:30am - 5:30pm, (Sat) 9am - Noon