Investment Accounts
Managing your assets should be easy, and at Texas Health Credit Union with have investment accounts that meet your needs. Whether your goals are short or long term, we offer higher interest at guaranteed, fixed rates.
Certificates of Deposit (CDs)
Certificates of Deposit offer members an alternative to the traditional savings account. Members can choose the type and term that best coincides with their financial goals.
- Flexible terms from 3 months to 36 months
- Interest Earnings Paid Quarterly
- $1,000 Minimum Deposit
IRA Certificates of Deposit (IRA CDs)
An IRA Certificate of Deposit is an excellent way to earn higher yields on your savings, by keeping your money in the same account for a pre-determined amount of time.
- Secure, Straightforward Investment
- Fee Free
- Flexible terms from 3 to 36 months
- Interest Earnings Paid Quarterly
- $1,000 Minimum Deposit
Individual Retirement Accounts (IRAs)
Begin planning for tomorrow, today, with an Individual Retirement Account (IRA). IRAs come in two categories – Traditional and Roth.
- Tax Exempt
- Interest Earnings Compounded
- $100 Minimum
Traditional IRA
A Traditional IRA is primarily an individual savings plan. Contributions are made up to a specified limit with the contribution tax deductible. Money invested and earned in a traditional IRA are subject to income taxes at time of withdrawal.
Roth IRA
The Roth IRA provides no deduction for contributions, but instead provides a benefit that isn't available for any other form of retirement savings. If you meet certain requirements, all earnings are tax free when you or your beneficiary withdraws them.