Loan Rates
(Revised 3/01/2025)
| TYPE | TERMS AND CONDITIONS | ANNUAL PERCENTAGE RATE As Low As* |
|---|---|---|
| New and Used Vehicles | Up to 48 Months | 4.75% |
| 49 to 66 Months | 5.00% | |
| 67 to 72 Months | 5.50% | |
| 73 to 84 Months | 6.00% | |
| Recreational Vehicles, Boats, Travel Trailers, Motorcycles | To 84 Months | 7.00% |
| 85 to 120 Months | 8.00% | |
| Home Equity Loans | To 30 years based on certain terms and conditions | Call for quote. Rates subject to change daily. |
| Unimproved Property | 60% Appraised Value To 120 Months |
9.25% |
| Share Secured | To 36 Months | Share Rate + 2.00% |
| CD Secured | To Term of CD | CD Rate + 2.00% |
| Personal and Line of Credit Loans | To 60 Months Up to $20,000 |
9.90% |
| Overdraft Protection Loans | Up to $500 | 18.00% |
| MasterCard | $500 to $5,000 | 13.90% |
| MasterCard Gold | $5,000 to $20,000 | 9.90% |
Membership Required. Loans are subject to credit approval.
Annual Percentage Rate (APR). Rates and terms are subject to change without notice. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Some restrictions may apply. Additional financing options available.