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Loan Rates

(Revised 3/01/2025) 

TYPE TERMS AND CONDITIONS ANNUAL PERCENTAGE RATE As Low As*
New and Used Vehicles Up to 48 Months 4.75%
49 to 66 Months 5.00%
67 to 72 Months 5.50%
73 to 84 Months 6.00%
Recreational Vehicles, Boats, Travel Trailers, Motorcycles To 84 Months 7.00%
85 to 120 Months 8.00%
Home Equity Loans To 30 years based on certain terms and conditions Call for quote. Rates subject to change daily.
Unimproved Property 60% Appraised Value
To 120 Months
9.25%
Share Secured To 36 Months Share Rate + 2.00%
CD Secured To Term of CD CD Rate + 2.00%
Personal and Line of Credit Loans To 60 Months
Up to $20,000
9.90%
Overdraft Protection Loans Up to $500 18.00%
MasterCard $500 to $5,000 13.90%
MasterCard Gold $5,000 to $20,000 9.90%

Membership Required. Loans are subject to credit approval.

Annual Percentage Rate (APR). Rates and terms are subject to change without notice. Rates, terms and conditions are determined by the overall creditworthiness of each applicant, collateral value, amount financed and other factors. Some restrictions may apply. Additional financing options available.