Back to school isn't just about new backpacks and fresh notebooks—it’s also a time when many teens and young adults get behind the wheel for the first time. Whether they’re driving to high school, commuting to college or juggling school and a part-time job, having a reliable vehicle is key.
At Texas Health Credit Union, we know that a first car is more than just transportation—it’s a major milestone. That’s why we offer auto loans designed to support new drivers and their families with great rates, flexible terms, and the trusted guidance you expect from your financial health partner.
Why THCU Auto Loans Make Sense for New Drivers
Low, Competitive Rates: We keep our rates low and transparent—so you can focus on safety and reliability, not sticker shock.
Flexible Loan Terms: Customize your monthly payments with terms that work for your budget.
Fast, Easy Application: Apply online or in-office and get pre-approved so you can shop with confidence.
Support You Can Trust: We’re here to help guide first-time buyers (and their parents!) through the process from start to finish.
First-Time Buyer? We’ve Got You Covered
Buying a first car can feel overwhelming, especially when you're navigating school schedules, part-time jobs, and a new level of independence. Our team takes the time to explain every step, offer advice, and help you make a smart, financially healthy choice.
You don’t have to do it alone—and you don’t have to settle for high rates or pushy dealerships.
A Smarter Way to Start the School Year
Whether you're helping your teen buy their first car or you're a student gearing up for your next chapter, THCU is here to help you drive forward with confidence.
Ready to get started? Apply for an auto loan today.