Credit Cards

THCU MasterCard and MasterCard Gold provide our members with 24-hour financial freedom with no annual fees. Our regular MasterCard rate is 13.90% APR while our MasterCard Gold offers higher credit lines and a rate of 9.90% APR.

Features:

Mobile Wallet Compatible: Add your THCU MasterCard to your Apple, Google or Samsung Wallets.
ScoreCard Rewards Program: Earn points with every purchase made – redeemable at scorecardrewards.com.

_{Membership Required. Subject to credit approval.}_{* APR (Annual Percentage Rate). Rates and terms are determined by the overall creditworthiness of each applicant and are subject to change at any time without notice.}_{All Mastercard credit cards offer Mastercard ID Theft Protection, Mastercard Global Service, Mastercard Airport Concierge and Account and Billing Information.}

Apply for a MasterCard or MasterCard Gold

Card Suite Lite

In early 2025, SecurLOCK Equip will be replaced with a new app: Card Suite Lite. Card Suite Lite offers you the same great features that SecurLOCK Equip did, and much more!

Card Suite Lite is a mobile app that allows you to control how, when, and where your credit cards are used. It is a simple and secure way to manage and monitor your payment transaction activity. Card Suite Lite can help keep your payment cards safe and provide instant notifications whenever your card is used.

When you enroll you card(s) in Card Suite Lite, you gain even more protection for your card, along with additional spending controls. You can turn your card on or off, get real-time notifications when your card is used, set location and spending limits, and even block international transactions – all in the app.

New features from the Card Suite Lite application include:

Enhanced card management that allows members to archive or delete a card without deleting their user profile.
Ability to set controls for contactless transactions.
Ability to set spend limits globally, per day, or transaction.
Ability to share card with trusted contacts.
Enhanced registration security.
Enriched merchant data.
A record of all alerts and notifications, including all changes made in the app (e.g., Freeze/Unfreeze).

Be sure to download the new app and take control of your THCU MasterCard Credit Card.