MasterCard/MasterCard Gold

Apply for a MasterCard or MasterCard Gold

You must read this form and check the box to indicate you understand before you may proceed.

ANNUAL PERCENTAGE RATE FOR PURCHASES
13.90% MasterCard
9.90% Gold MasterCard
OTHER APRs
MasterCard
Balance Transfer APR: 13.90%
Cash Advance APR: 13.90%Gold MasterCard
Balance Transfer APR: 9.90%
Cash Advance APR: 9.90%
GRACE PERIOD FOR REPAYMENT OF BALANCE FOR PURCHASES
If you have paid your account in full by the date shown on the previous monthly statement, or there is no previous balance, you have 25 days to repay your account balance before a finance charge on current purchases will be imposed.
METHOD OF COMPUTING THE BALANCE FOR PURCHASES
Average Daily Balance (including new purchases)
ANNUAL FEE
None
MINIMUM FINANCE CHARGE
None
TRANSACTION FEE FOR PURCHASES AND CASH ADVANCES
None
LATE PAYMENT FEE
If you do not pay your minimum payment within 10 days following your payment due date, you may be charged a late fee equal to 5% of the payment with a $5.00 minimum charge and a $30.00 maximum charge.
OVER CREDIT LIMIT FEE
If you make a purchase or obtain a cash advance which causes the outstanding balance in your account to exceed your credit line by $1 or more, you may be charged an over-limit fee of $10.00.
The information about the costs of the card described in this Application and Agreement is accurate as of 1/1/2018. This information may have changed after that date. To find out what may have changed, write to us at PO Box 4003, Austin, TX 78765.