Real Estate Loans

Backed by a team of mortgage experts willing to walk you through the mortgage process from application to closing, THCU is the best choice for your financing needs.

Home Equity Loans

Home Equity Loans

At THCU, our home equity loans are a low interest and convenient. Whether you are looking to remodel your current home, or get cash out to pay taxes, address pesky medical bills or more, our home equity loan puts your home to work for you. Borrow up to 80% of the market value of your home less any outstanding liens, with no closing costs up to $250K loan amounts.

Low, Fixed Rates
No Closing Costs up to $250K loan amounts
Borrow up to 80% of your home's Market Value
One Lump Sum Disbursement
Terms up to 15 years on 2nd Lien Loans, and 30 years on 1st Lien Loans

Our easy online application allows you to apply whenever works best for your schedule from virtually anywhere.

Home Equity Application

Unimproved Property Loans

Looking to buy a few acres to retire on and build your dream home? Our unimproved property loans could be the answer. We finance up to 60% of the appraised value and offer terms up to 10 years.

Up to 60% financing
No building requirements
Terms up to 10 years

_{Loans subject to credit and property approval.}_{Rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. THCU mortgage lending is restricted to property in Texas.}_{Texas law requires a 12-day cooling-off period before Home Equity or Home Improvement Loans may be closed and there is a three-day Right of Rescission after closing before the funds may be disbursed.}_{Additional restrictions and requirements may apply.}_{This is not an offer to extend consumer credit as defined by Section 1026.2 of Regulation Z.}_{Texas Heath Credit Union NMLS #658062.}