Learn how THCU protects your funds

NCUA and ESI

We are pleased to inform you that as of July 1, 2025 your savings in this credit union are protected up to $1,000,000 - the highest level of combined federal/private savings insurance available.

THCU accounts are insured up to $250,000 by the National Credit Union Administration. The NCUA is an independent agency of the United States Government.

Each qualifying account is also provided with an additional $750,000 of protection through ESI (Excess Share Insurance). This additional layer of coverage forms the highest level of federal and private account protection available.

NCUA: Federally Insured by the National Credit Union Admin.
ESI: Excess Share Insurance