The start of a new year is more than just a date on the calendar—it’s an opportunity to reset, refocus, and take control of your finances. If multiple monthly payments, high interest rates, or lingering debt followed you into 2026, now is the perfect time to simplify and save.
One smart step many members are taking this year? Debt consolidation with a personal loan from THCU.
Simplify Your Finances
Between credit cards, store cards, and other personal loans, debt can quickly become overwhelming. Consolidating your balances into one personal loan can help you:
- Combine multiple payments into one easy monthly payment
- Potentially secure a lower interest rate
- Reduce stress and keep your finances organized
Instead of juggling due dates and balances, you’ll know exactly what you owe—and when it will be paid off.
Save More in 2026
High-interest debt can quietly drain your budget month after month. By consolidating with a THCU personal loan, you may be able to lower your overall interest costs, putting more money back in your pocket. Those savings can be redirected toward:
- Building an emergency fund
- Saving for a vacation or major purchase
- Reaching your long-term financial goals faster
Small changes now can make a big difference over the course of the year.
A New Year, A Clearer Path
At THCU, we believe financial progress should feel empowering—not overwhelming. Our personal loans are designed to help you regain control, reduce financial pressure, and start the year with clarity and confidence.
Whether your goal for 2026 is to save more, stress less, or finally tackle lingering debt, consolidating with a THCU personal loan can help set the tone for a stronger financial future.
Ready to Start Fresh?
Make 2026 the year you simplify, save, and move forward with purpose. Contact THCU today to learn more about personal loan options and see how debt consolidation can work for you.
New year. One payment. Smarter savings.